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Dealing with a fake debt collector

Dealing with a fake debt collector

Some consumers have complained of being duped by scam “debt collectors” who tried to collect debts from them that are non-existent, or when the collectors do not belong to a legitimate credit collection agency at all.A growing number of cases has been...
How to Identify Legitimate Debt Collectors

How to Identify Legitimate Debt Collectors

Debt collection scams are very much prevalent today. They victimize consumers and hamper legitimate debt collection efforts. In response to the growing problem, the ACA Texas offers some tips which can very well be applied in other states as well.  These tips help...
Requesting a  Credit Limit for a Credit Card

Requesting a Credit Limit for a Credit Card

There are many good reasons why it is sometimes necessary for you to request for a specific credit limit for a new credit card. Usually the bank or credit card company provides the credit limit based on an assessment of a number of factors involving your financial...