by Marie Benesh | Nov 26, 2012 | Consumer, Money Management
Christmas is just around the corner. This year, the National Retail Federation holiday survey said that the average American will spend close to $700 on Christmas gifts, cards, decorations, and the like. This amount is way below average but for 13.6 million Americans...
by Marie Benesh | Nov 24, 2012 | Consumer, Money Management
As holidays are getting nearer, trips to the stores and shopping malls can’t be avoided. Black Friday has become a much-awaited annual event for bargain hunters. They draw up their purchasing plans days or even weeks before, get their cash or credit cards in order to...
by Marie Benesh | Nov 3, 2012 | Consumer, Debt Management, Money Management
Personal financial planning is a two-step process, according to Stay Out of Debt. The first step is to develop the spending and saving rules that will dictate how you handle your finances. Once you have set your own rules in place, you need to be committed to follow...
by Marie Benesh | Oct 31, 2012 | Consumer, Debt Management, Money Management
Many times, stores lure customers with such signs as “Zero interest for 12 months!”, or “Buy now, pay later!” These deals can be very irresistible and seem to be a perfect choice when you want to buy items you are not prepared to pay in full with cash. An interesting...
by Marie Benesh | Oct 11, 2012 | Consumer, Debt Management, Money Management
Wise use of your credit cards leads to a lot of benefits. Make Sense of Money offers several tips that can make your credit cards work for you in an efficient and sensible way. First stop is to choose the right credit card for the right job. While sometimes, people...