Saving Money This Christmas

Saving Money This Christmas

Christmas is just around the corner. This year, the National Retail Federation holiday survey said that the average American will spend close to $700 on Christmas gifts, cards, decorations, and the like. This amount is way below average but for 13.6 million Americans...

Cash or Installment?

Many times, stores lure customers with such signs as “Zero interest for 12 months!”, or “Buy now, pay later!” These deals can be very irresistible and seem to be a perfect choice when you want to buy items you are not prepared to pay in full with cash.  An interesting...