by Marie Benesh | Nov 24, 2012 | Consumer, Money Management
As holidays are getting nearer, trips to the stores and shopping malls can’t be avoided. Black Friday has become a much-awaited annual event for bargain hunters. They draw up their purchasing plans days or even weeks before, get their cash or credit cards in order to...
by Marie Benesh | Nov 22, 2012 | Business, Consumer, Industry News
A recent article that appeared in www.forbes.com summarized a study by the National Center for Policy Analysis which investigated the spending habits of baby boomers who are considered not ready to retire yet. While many blame the lack of retirement-ready boomers on...
by Marie Benesh | Nov 12, 2012 | Consumer, Debt Management
Debit card has become popular with those who want to spend within their means. This mode of payment won’t let you overspend as most cards have a stored value which sets the limit on how much you can spend. Some cards are directly linked with the bank account of the...
by Marie Benesh | Nov 3, 2012 | Consumer, Debt Management, Money Management
Personal financial planning is a two-step process, according to Stay Out of Debt. The first step is to develop the spending and saving rules that will dictate how you handle your finances. Once you have set your own rules in place, you need to be committed to follow...
by Marie Benesh | Oct 31, 2012 | Consumer, Debt Management, Money Management
Many times, stores lure customers with such signs as “Zero interest for 12 months!”, or “Buy now, pay later!” These deals can be very irresistible and seem to be a perfect choice when you want to buy items you are not prepared to pay in full with cash. An interesting...
by Marie Benesh | Oct 20, 2012 | Consumer, Debt Management
Everyone has some debts to manage. Whether in small or big amount, debt payment is part of the monthly budget. Keeping up with payments is a goal that must be met to ensure that debts don’t go out of control. There are many consequences of improper debt management and...
