Commerce and Congress

Commerce and Congress

Industry tracker comScore reported that US shoppers spent a total of $42.3 billion online during the year-end holiday season — a 14 percent jump from the same period in 2011. “The 2012 online holiday season was once again a very strong season with growth...
From Bancruptcy to Citizen Budgeting

From Bancruptcy to Citizen Budgeting

A recent news about Vallejo, the first large California city that declared bankruptcy, provides interesting example of how members of community can take part to solve the problem of the city. The Northern California city’s Participatory Budgeting process...

Hiring a Collection Agency

At some point of their operations, companies accumulate debts must be collected.  Regardless of the company size, the collection of debts can be challenging especially if there is no internal collection department handling the task. Many companies don’t have dedicated...

The New Credit Card Legislation

New legislation  is designed to cut back on unforeseen and unannounced fees and agreement changes. A full report can be found at Consumer Reports but here are the main points: Bills can be paid online or over the phone without incurring a processing fee. Customers...